Adjacent to the Green Mountain National Forest and just south of Manchester, this renovated post & beam home sits on 3. 25 acres buffered by ample trees. This house is on a quiet, no-outlet road shared with only five other homes that is close to local walking/hiking/biking trails. Minutes from famous Kelley Stand Road and Roaring Branch River, you will find swimming holes, hiking paths and entry points to the Appalachian and Long Trails, Somerset Reservoir, and Grout Pond. This home offers 3 bedrooms with additional office, two and half baths, wood flooring, and open design floor plan with cozy pellet stove. Built in 1992, this home has a cathedral ceiling in the main room and has a lower level usable as a separate living space if desired. This downstairs space has been renovated to include a newly installed kitchenette (2022), large full bathroom, laundry, a bright bedroom with murphy bed and sliding doors, and family room set up for a home theater. The downstairs exterior has stone facing and a separate entrance, with French doors. The sunny upstairs of the house has a very private, west-facing rear sundeck in which the decking was replaced in 2024. Recent other improvements include: 2020 Harman pellet stove, installation of NEST smart thermostats, new hardwood French front doors (2023), new wood siding and freshly stained 2024, front yard regraded. The school district consists of Sunderland Elementary School and Burr and Burton Academy in Manchester.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,757 | $2,653 | $3,367 |
Total Monthly Payment | $3,269 | $3,165 | $3,879 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.