39 Northfield Street, Montpelier, VT, 05602 | $459,000

Discover a piece of Montpelier’s rich history with this exceptional home, offering a truly distinctive lifestyle at the southern gateway to the nation’s smallest capital. Originally crafted in the late 19th century by renowned artist Thomas Waterman Wood as his personal studio, this rural Gothic cottage is set against a serene wooded hillside, just moments from downtown. Its dramatic covered exterior staircase serves as a striking architectural focal point, leading you to a welcoming deck and covered porch. Inside, you’ll find a spacious and open dining area that flows into an updated kitchen, perfect for gatherings. The adjoining living room features soaring ceilings, a cozy hearth with a wood stove, and abundant natural light from windows on three sides. Step out from the living room onto a charming covered porch, an ideal space to relax and take in the surrounding scenery. Upstairs, a generous landing doubles as a home office. The primary bedroom offers sweeping views of Montpelier through large windows that highlight the home’s artistic design. A second bedroom, full bath, and convenient laundry area complete this level. From the landing, access a private balcony, which leads to a whimsical third-floor loft via ladder stairs. This property offers minimal yard maintenance with its terraced, wooded lot featuring natural ledges and rock formations and abuts National Life property, perfect for those seeking in-town convenience with a sense of seclusion.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Style: Historic Vintage
  • Year Built: 1853
  • Heating: Direct Vent,Gas Heater - Vented,Stove - Wood,Wall Units
  • Cooling: None
  • Basement: Crawl Space,Full,Unfinished,Walkout
  • Approx Sq. Feet: 1,499
  • Acreage: 0.71
  • Est. Taxes: $9,060
  • Lot Desc: Sidewalks,Sloping,Street Lights,Trail/Near Trail,View,Wooded
  • Elem. School: Union Elementary School
  • Middle School: Main Street Middle School
  • High School: Montpelier High School
  • School District: Montpelier School District
  • MLS#: 5019030
  • Website: https://www.raveis.com
    /prop/5019030/39northfieldstreet_montpelier_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/30/2024
Listing courtesy of Heney Realtors - Element Real Estate (Montpelier)   Phone: 802-229-0345
Listing Agent: Lucy Ferrada

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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39 Northfield Street, Montpelier, VT, 05602

$459,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,200 $367,200 $367,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.879% 7.159% 6.276%
Monthly Tax Payment $755 $755 $755
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,536 $2,441 $3,097
Total Monthly Payment $3,366 $3,271 $3,927

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.