Ponderosa Park is a community where you OWN the land you live on, and it is for residents 55 years of age and over with a lifestyle to suit everyone especially in this adorable Floridian home that you will fall in love with! Come and check it out with many updates such as gorgeous laminate flooring, bright kitchen with gorgeous eat in kitchen just waiting for you!! Check out the spacious living room that is just waiting for you to come and relax! This home is pretty much turnkey ready as it comes with beds, couch, entertainment stand and few other furnishings and let's not forget the low maintenance yard! Ponderosa Park is known for it's incredible and affordable Homeowners Association (HOA) that offers so much for so little, with a stunning Clubhouse, large heated pool and check out those shuffleboard courts for starters! This unique and affordable community has so much fun you will wonder why you didn't move here sooner. Hang out with friends and attend one of the Associations many functions such as ice cream social, dinner, dances, game night, etc. all focused on having fun together with your neighbors and friends. Ponderosa Park is centrally located to shopping, restaurants, churches, medical facilities, etc. with the Gulf of Mexico only a short distance if Salt Life is more your thing. Easy commute to Tamp and St. Pete! This home is waiting for you to come and start living the dream! Buyers and Buyers agent to verify all HOA restrictions and measurements of the home. Hurricane Helene & Milton saw no power outages at all during their stay. Milton did damage this homes TPO on the roof and seller immediately contacted JAT roofing (Hudson) who repaired the roof right away.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$124,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $99,920 | $99,920 | $99,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $31 | $31 | $31 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $682 | $631 | $830 |
Total Monthly Payment | $788 | $737 | $936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.