**Welcome to 52 Steven Place, Smithtown!** This stunning 2, 334 sq ft center hall colonial boasts 4 spacious bedrooms and 2. 5 baths, making it the perfect home. Step inside to discover an elegant formal living room and dining room with bow windows, complemented by an eat-in kitchen featuring Corian countertops, KraftMaid cabinets with convenient pullouts, two lazy Susans, and a pantry. The kitchen seamlessly connects to a cozy den, enhanced by a dual fireplace that sets the perfect ambiance. Retreat to the master suite, complete with a full bath and an expansive walk-in closet. Three additional generously sized bedrooms offer ample space for family or guests. Pamper yourself in the main full bath, complete with a luxurious Jetted bathtub. Enjoy year-round comfort with central air conditioning and natural gas heating newly added in May 2024. Recent upgrades include Anderson windows replaced in 2018, a 200 amp electric service, and beautiful bow windows added in 2006. The first floor features stylish Pergo flooring throughout. Step outside into your personal oasis-a magnificent 19x24 three-season room with porcelain floors, overlooking your enchanting country club-style yard. Dive into the serene 20X40 with 12 x 12 L-shaped heated pool, lined just three years ago, or entertain guests under the charming gazebo equipped with electrical access. The property also includes inground sprinklers in both the front and back yards for effortless maintenance. Conveniently located near shopping and major roadways, this home offers easy access to everything you need. Don't miss your chance to own this exceptional residence-schedule your tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$848,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $678,400 | $678,400 | $678,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | $1,487 | $1,487 | $1,487 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,959 | $4,344 | $5,771 |
Total Monthly Payment | $5,538 | $5,923 | $7,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.