REALLY A JEWEL! THIS RARELY AVAILABLE CUSTOM BUILT 3BR/2BA HOME with Bonus Room and 9. 75 X 19 screened lanai with insulated panel roof was built by KAPREE DEVELOPMENT IN 2001 and is located in the GATED, RESIDENT OWNED, 55+ community of Lake Henry Estates! This 1547 SF home features: LAKE VIEW; textured finished driveway and front patio area; screened front entry; leaded beveled glass front door; open floor plan; vaulted ceiling and plant shelves in living room; wide doorways and lever door handle making it easier for aging in place; and, whole house water filtration/conditioner system. The UPDATED kitchen features attractive wood cabinetry with Corian type countertop and integrated sink, stainless steel appliances including a smooth top range and 4 door refrigerator, breakfast bar and laundry closet. The bedrooms are split. The primary bedroom is a generous 12x16 in size and has a walk-in closet and ensuite bathroom with a shower. The bonus room is adjacent to the living room and can be easily used as a Florida room or a den/study/office or library! Enjoy your breakfast sitting out on the spacious screened lanai! The garage is spacious and has plenty of storage area; pull down attic stairway; BOSCH TANKLESS ON DEMAND WATER HEATER; and Sliding Garage Door Screen! MOST RECENT UPDATED FEATURES INCLUDE: ROOF REPLACED 2023; and, INSTALLATION OF GENERAC GENERATOR 11/22. Hurricane shutters included. AVAILABLE FOR The seller will assign the buyer one voting share in the Sweetwater East Investment Co after closing. 2024 taxes include $618 Non-Ad Valorem Assessment for Polk County garbage & fire services. The monthly maintenance fee includes 8000 gallons water, sewer, internet, cable TV, & use/care most amenities. Community amenities include: 12, 000 SF clubhouse w/library, pub, ballroom, gym & billiards room; social activities; 9 hole executive golf course; heated pool & spa; tennis, pickle ball & shuffleboard courts; wood working shop; RV storage; & boat dockage. Conveniently located close to shopping, medical clinics, hospitals, HWY 27 and I-4! Easy access to Tampa, Orlando, beaches & area attractions. 55+ COMMUNITY, MINIMUM AGE 40. MAY HAVE 2 PETS UP TO 20# EACH. $300 ONE TIME FEE FOR NEW RESIDENTS. Information and measurements are believed to be accurate but not guaranteed.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $226,320 | $226,320 | $226,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,506 | $1,504 | $1,941 |
Total Monthly Payment | $1,723 | $1,721 | $2,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.