Home is located in the desirable neighborhood of Isle of Palms (San Pablo Pines) with no HOA or CDD fees! Measured square feet is 1883, including the heated and cooled sunroom, which is not included on tax record.
The home has open concept with welcoming foyer opening into living room and dining room. The home has split bedrooms and owner's suite has double entrance doors. The home has predominantly stained concrete flooring.
The magnificent yard is an oasis of outdoor pleasure from the firepit to detached party room (could be repurposed into children's playhouse) to covered boat parking (could be used as double carport) to, fish cleaning/filleting station and lots of exterior storage. Interior storage includes two attic access scuttles (one in garage and one in sunroom. )
Home was re piped in 2018, roof replaced 2015 and there is a transferable termite bond.
Home is located in close proximity to Isle of Palms neighborhood park with tennis courts, pickleball, hiking and more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,729 | $2,526 | $3,322 |
Total Monthly Payment | $3,030 | $2,827 | $3,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.