Welcome Home to this charming bungalow in the highly sought after neighborhood of Crescent Lake! Located high and dry in St Pete, this sturdy BLOCK construction home Is NOT in a flood zone and encountered ZERO damages from Hurricanes Helene or Milton. You’ll feel a sense of warmth as you walk past the perfectly placed tropical landscaping, complete with an outside seating area on this corner lot to enjoy the friendly neighborhood and views of Crescent Lake. Then step inside onto the original hardwood floors throughout the majority of the home. The updated kitchen with granite countertops , stainless steal appliances, and solid wood soft-close cabinetry is open to the dining area, making it the perfect setting for dinner parties. You can open your french doors located in the dining room and continue the party for a BBQ out on the zero-scaped outdoor area with beautiful pavers, making entertaining effortless. Your sprinkler system for the front and side yards are irrigated by well water, so its FREE. The rounded doorways, built in bookshelves and large windows add a traditional Floridian vibe and allow natural light to dance through the tropical character of this beautifully preserved home with all the right updates.
The garage could easily be converted to create extra living space as a large primary suite and you would still have a private driveway to park your car.
Now, let's talk about the FANTASTIC neighborhood! You are ONE BLOCK from Crescent Lake Park, which is one of the best parks in all of St. Petersburg. A large beautiful lake surrounded by a walking/running trail, picnic areas, a variety of majestic wildlife, pickleball courts, tennis courts, dog parks, large fields, a newly constructed playground, and much more as well as walking distance to several AMAZING beloved local restaurants and shops. All this AND you are located just 5 minutes from all the action of Downtown St. Pete including, The world famous Dali Museum, The St. Pete Pier, Tropicana Field, The Crossbay Ferry (which takes you to Tampa), Mahaffey Theater, The Museum of Fine Art, Vinoy Park, walking trails and volleyball courts at Northshore, countless local boutiques, shops, restaurants, bars, and breweries, and SO MUCH MORE! Are you packed yet? This opportunity wont last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $669 | $669 | $669 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,684 | $3,410 | $4,484 |
Total Monthly Payment | $4,445 | $4,171 | $5,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.