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135 Pearl Street, St. Albans City, VT, 05478 | $330,000
OPEN HOUSE SATURDAY OCTOBER 19TH 11: 00-1: 00PM. Charming Vermont Residence: Nestles in a desirable location, this delightful three-bedroom, one-bathroom home boasts an abundance of natural light throughout. The first floor features an open-concept kitchen and dining area perfect for entertaining, seamlessly flowing into a spacious living room with direct access to the front porch to enjoy your morning coffee. The primary bedroom and full bathroom are conveniently located on the first floor, adjacent to the living room. Two additional bedrooms complete the second level. The basement offers over 900 square feet of dry storage space. The level backyard provides ample space for outdoor recreation, ideal for families and pets. A large two-car detached garage with additional above-garage storage and a brand-new roof completes the property. Situated near parks, hiking and biking trails, golf courses, and mountains, this home offers the perfect blend of adventure and tranquility. Downtown Saint Albans medical center, shopping, schools, dining, and essential amenities are just minutes away. Schedule a showing today to experience the best of Vermont living in this bright and well-maintained home.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Style: Other
- Year Built: 1948
- Garage: 2-car Garage
- Heating: Hot Air
- Cooling: None
- Basement: Unfinished
- Approx Sq. Feet: 1,444
- Acreage: 0.26
- Est. Taxes: $5,291
- Lot Desc: City Lot,Level
- Elem. School: St Albans City School
- Middle School: St. Albans City School
- High School: BFASt Albans
- School District: Maple Run USD
- MLS#: 5018986
- Website: https://www.raveis.com
/prop/5018986/135pearlstreet_stalbanscity_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/30/2024Listing courtesy of M Realty Phone: 802-363-9501
Listing Agent: Sherry Corbeil
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
135 Pearl Street, St. Albans City, VT, 05478
$330,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
| Monthly Tax Payment | $441 | $441 | $441 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,823 | $1,755 | $2,226 |
| Total Monthly Payment | $2,339 | $2,271 | $2,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484