VA assumable loan at 3. 12%. Contact listing broker for details. Location! Minutes to downtown, the motor mile, highway 85 and GSP, hospitals, shopping, recreation, the Swamp Rabbit, yet tucked away in a family enclave of well maintained and pride of ownership homes. No flooding or other damage from Helene. This home is high and dry! This handsome, two-story haven, located on a cul-de-sac overhung by mature trees in the prestigious Preserve at Parkins Mill, offers roughly 3, 200 square feet of thoughtfully designed living space. The heart of the home is an open-concept living area, where the kitchen, dining, and family room spaces seamlessly blend, creating an ideal setting for both entertaining and everyday living. The kitchen boasts sleek stainless-steel appliances (including new 2023 Bosch dishwasher and 2024 LG Smart Fridge), island with dining bar, breakfast nook, built-in Waterdrop(R) filtration system, crisp off-white cabinetry, newly installed subway-tiled backsplash, and attractive granite countertops. Hardwood floors throughout main level, an open staircase with upper level “bridge”, and vaulted ceilings, add understated elegance. Large windows with transoms flood the space with natural light, creating an airy and inviting atmosphere. The main level primary suite is complete with an ensuite bathroom featuring a soaking tub and separate shower, and a walk-in closet with California Closets(R) system. Three further bedrooms and an additional two full- and one half-bathrooms provide ample space for family and guests, while a capacious 19x12 flex room with closet offers endless possibilities for customization as a home gym, office, craft room, play room, bunk room, or fifth bedroom. Cozy up to the marble gas fireplace in the living room on cooler evenings, or step outdoors to enjoy the fresh air and privacy of your own backyard oasis with its stone patios, pergolas, and oversized spa. Modern amenities, spacious living areas, low-maintenance upkeep, and fine finishes abound. All this, just minutes’ drive from downtown Greenville, SC (with its plentitude of dining options, hospitals, GMU airport, etc. ), in close proximity to thousands of acres of State Park, a short stroll to Gower Estate Park, make this home more than just a place to live, but a lifestyle upgrade within the leafy enclave of a beautifully cosmopolitan city. Recent Updates Include: *New hardwood floors in Primary Bedroom (2021) *Encapsulated crawlspace with dehumidifier (2022) *New main floor HVAC system (2022) *New flagstone backyard patio and raised planting bed (2022) *New Bosch Dishwasher (2023) *New Waterdrop . 01 Micron Water Filter (2023) *New Garden Shed (2023) *New tiled kitchen backsplash (2024) *New backyard privacy fence (2024) *New LG Smart Fridge (2024) *MasterSpas Clarity Balance 8 Hot Tub Conveys (2023) *NEST Indoor & Outdoor Security System & HVAC Thermostats (2) Convey (2021)
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,605 | $4,665 | $6,315 |
Total Monthly Payment | $5,096 | $5,156 | $6,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.