SHOWING START 10/19/2024. Welcome to your dream home! Modern amenities meets timeless charm in this meticulously maintained and updated two-family residence. This home offers the perfect opportunity for owner-occupants seeking space and versatility. Live in one unit and rent out the other, or create the ideal multigenerational living opportunity. The downstairs unit features beautiful tin ceilings, updated kitchen and appliances, beautiful hardwood flooring, and 2 spacious bedrooms, while the upstairs unit boasts a 1-bedroom layout with an oversized living room that can easily be split to add a second bedroom. Both units share a convenient laundry room, adding to your everyday comfort. The upstairs unit includes a bedroom with its own entrance door and 3/4 bath, perfect for a home business, private office or guest suite, and the town has indicated that it could potentially be converted into a third legal unit with proper approvals. This home adapts to your needs. Located just moments from downtown and beautiful Robin Hood Park, you’ll enjoy easy access to outdoor activities and a vibrant community. A two-car garage and paved driveway ensure hassle-free parking year-round. Try your green thumb or enjoy cool evenings by a fire in the ample-sized yard, featuring raised garden beds and a custom-built oversized shed. Read a book and relax in the screened-in porch. Don’t miss this incredible opportunity to create lasting memories in a charming home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $548 | $548 | $548 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,153 | $2,732 |
Total Monthly Payment | $2,833 | $2,776 | $3,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.