As you travel through the renowned Taft School neighborhood the history of the area reveals itself to you; there are the homes such as those on Woolson Street that were built over the town's first century of settlement, modest and charming - highlighting a time when practical and purposeful were the goals in constructing an American home. Surrounding these neighborhoods are those that counterbalance this aesthetic with an air of dignity and academia such as the large brick colonials seen on Woodbury Road. It is in this historic village that you find 75 Woolson Street; an unassuming colonial set into the hillside. At a time when Watertown was inhabited by a mere 1, 500 residents this charming colonial home was built, and since that time it has retained much of its original character. Each passing steward seems to have respected the importance of preserving the homes two hundred year history; with no modifications having been made to the structure. Interestingly, because of this, one can design to a multitude of tastes since the traditional layout is one of simplicity; again highlighting the practicality of this era of construction.
Type | Level |
---|---|
Bedroom 1 | Upper |
Dining Room | Main |
Family Room | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Upper |
Sun Room | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $274,400 | $274,400 | $274,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,872 | $1,757 | $2,279 |
Total Monthly Payment | $2,369 | $2,254 | $2,776 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.