SELLER WILL PAY ALL BUYER CLOSING COSTS - acquire this property with little money down. High & dry - no flood insurance required. **NEW UPGRADES** 2023: Roof, HVAC, Water Heater. 2024: IMPACT/UV protective windows throughout. . . not only a low mortgage payment for those financing, but lower electrical bills as well. The abundance of light in this home is exceptional and the sound-muting qualities make all the difference. Terrific luxury vinyl plank flooring throughout. Oversized 24ft screened-in porch for accessorizing with outdoor furniture, planters, and other features to your liking. Interior comfortably configured with the convenience of an eat-in kitchen beyond a pleasantly warm & well-lit living room. Bedrooms are both of ample size. Bathroom is spot-on aesthetically with light color scheme, brushed nickel fixtures, and marble-look shower. Privately fenced backyard is also of great size; plenty of space to get creative and make it your own. Bonus shed included. No HOA. On a corner lot less than 2 miles from Gulfport Beach & the many restaurants/shoppes of Beach Boulevard. Friendly & helpful neighbors! Less than 4 miles from St. Pete Beach. . . Aug 2023 appraisal, $360K!! Median asking price for a single-family home in Gulfport, Oct 2024: $492, 450. This is the lowest priced SFH in Gulfport as of Oct 31st - schedule a tour & bring your offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,051 |
Total Monthly Payment | $1,828 | $1,827 | $2,288 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.