Welcome to this a large 2 bed 2 bath with Bonus Room/3rd bedroom charming home nestled in a cul-de-sac in the highly sought after Highland Lakes 55+ premium active community in Palm Harbor! This is a great plan for comfortable living surrounded by well maintained and updated homes. Peace of mind knowing that this is a HIGH ELEVATION, NON EVACUATION ZONE to help protect you from storms. This home boasts laminate and ceramic tile flooring throughout, plenty of closet and storage space. The HVAC was replaced in 2016 and new hurricane windows installed in 2024. For your convenience there is a built in vacuum system and a water softener. This home also features a spacious two car garage and hurricane brackets. As an added bonus you will have your own well for irrigation! You will love Highland Lakes friendly atmosphere and appreciate the beautiful facilities and grounds. Enjoy free golf on 3 private executive courses, 2 heated pools and a spa, tennis, pickleball, bocce & Shuffleboard. There is a plethora of activities to participate in such as a bowing league, fitness classes, arts & crafts classes, a wood-shop, many special interest and hobby clubs, as well as games and card groups. There is something for everyone! The main clubhouse auditorium hosts more entertainment and social events than will fit on your calendar. At the Lake Tarpon Lodge, there is a 2nd heated pool, fishing pier, RV or boat storage, boat ramp, picnic & party facilities, an even community pontoon boats that go out twice a day! All this is included in the low HOA fee of $150. 00/month! Live within minutes of the world's best beaches, great restaurants & shopping, rich cultural resources, exciting pro sports, excellent medical services, and two international airports. This home is in a neighborhood that offers an irresistible lifestyle! Don't delay in making this your dream home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $336 | $336 | $336 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,430 |
Total Monthly Payment | $3,072 | $3,070 | $3,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.