Under contract-accepting backup offers. ****INVESTOR OPPORTUNITY**** CASH ONLY***THIS HOME WAS IMPACTED BY HURRICANE HELENE 09/26/24. THE HOME HAS BEEN REMEDIATED AND IS READY TO RENOVATE OR REBUILD YOUR DREAM HOME IN SOUGHT AFTER SNELL ISLE NEIGHBORHOOD. The current owners have lived in this home for 32 years and has NEVER had any previous flooding. This home sits on a LARGE CORNER LOT (88x132) on the corner of the Vinoy Golf Course, if you build up you will have a wonderful view overlooking the golf course. This is truly a hidden gem of a neighborhood!! There are no thoroughfare roads, very peaceful and friendly neighborhood. This location can't be beaten, ride your bike or walk to Crisp Park, a waterfront park with a playground for the kids with picnic shelters and 2 public boat ramps that take you straight out to Tampa Bay! Take a walk down the waterfront sidewalk to our vibrant downtown St Petersburg where you will enjoy waterfront parks, sidewalk cafes, fine dining restaurants, world renowned museums, trendy coffee shops, breweries and more!! Walk or take your golf cart to your favorite grocery stores, Whole Foods, Trader Joes, Fresh Market and two Publix stores! The home offers 2122 sq ft of living space with a large 2 car garage. The roof was installed in 2019 and HVAC installed in 2022. This is your chance to make this home your own and live in a prestigious neighborhood in Northeast St Petersburg.
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Our Executive Mortgage Banker:
Our Insurance Division:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,420 | $4,254 | $5,397 |
Total Monthly Payment | $4,512 | $4,346 | $5,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.