Discover the charm of this gracious 3 bed / 2 bath Cape-style home on an impeccably manicured lot with a private backyard surrounded by a tall hedge of evergreen Arborvitae! This lovely home in a highly sought-after location offers the perfect blend of comfort and convenience, with a thoughtfully designed floor plan and spacious rooms that are just flooded with natural light! The first floor boasts natural oak hardwood floors and an airy comfort that flows from the formal living room/dining room combo, to the eat-in-kitchen with new stainless steel gas stove, Bosch dishwasher, and sliding glass doors to the private backyard patio. Just off the kitchen there is a lovely glass-enclosed sunroom overlooking the enormous backyard, with warm, blue slate flooring and privacy shades. In addition to the formal living room, there is also a large den or family room and one bedroom on the first floor. On the second floor there are two large bedrooms with custom closet space and a full, updated bathroom. This home and property have amenities galore, including an attached garage, Central Air Conditioning, New In-ground Sprinkler System, New Hot Water Heater, New Gas Stove, Full finished basement, and much more! Ready and waiting for one Lucky buyer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $851 | $851 | $851 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,481 |
Total Monthly Payment | $5,195 | $5,190 | $6,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.