Welcome to Unit 4E, 407 East 91st Street - a grand residence exuding charm, sophistication, and the soul of a downtown loft situated in the heart of the city! This delightful property has been masterfully maintained, with its excellent condition reflecting an evident love of home. Generously offering 1, 124 square feet of living space, it comes complete with a single bright, spacious bedroom and a well-appointed bathroom. Once you step inside, you'll instantly be captivated by the loft-style layout which effortlessly combines a sense of history with modern convenience. The ceilings soar high above, and an abundance of oversized windows ensures this home is always awash with a warm, inviting light from the North, South, and West exposure. Immerse yourself in the cozy living room that maintains the essence of a bygone era with pre-war exposed brick accent against the backdrop of wood design elements, creating a welcoming ambiance for relaxation and entertainment. The kitchen remains in good condition and is a haven for the home cook, featuring plenty of storage and meal prep space. When it's time to dine, you can take advantage of the dedicated dining area or enjoy your meal in the open living space for a more relaxed, laid-back meal. Nestled in a striking pre-war, low-rise cooperative, the often sought-after building amenities include an elevator making those grocery hauls an absolute breeze. The pet-friendly policy just adds to the appeal for those with furry friends! Location-wise, this home is incomparable. You're just steps away from the vibrant array of restaurants, boutiques, and convenience stores that the heart of the UES neighborhood has to offer. Stay active and explore the outdoors - you're only minutes away from the green retreat of Asphalt Green, Carl Shultz Park, and breathtaking views along the East River Esplanade. Travelling around the city is a cinch, with a proximity to the Q, 4, 5, and 6 subways routes, you'll effectively have the city at your fingertips! The chance to own this elegant piece of city history won't last long! From the generous size and gorgeous design to the ideal city location and building amenities, this home truly has it all! We invite you for a personal tour and a chance to envision your future in this beautiful residence. Schedule an appointment today and experience the joy of NYC living at its finest!
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Our Executive Mortgage Banker:
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$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $3,988 | $5,060 |
Total Monthly Payment | $4,084 | $4,080 | $5,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.