This desirable Raised Ranch is located on a cul-du-sac, nestled in a neighborhood offering plenty of privacy. The living room features a brick wood burning fireplace, picture window and is open to the dining area. The kitchen, remodeled in 2021, features updated cabinets, granite counter tops, stainless steel appliances of which a new refrigerator was added in 2024. Three bedrooms with wall-to-wall carpeting and a full bathroom renovated in 2021 add to the living space. Completing the main level and adjacent to the open concept dining area is a gathering room with sliders that lead to the back deck, perfect for entertaining. The lower level offers a home office with forced air heat and direct access to the garage, equipped with an Aladdin Connect smart garage door system. The lower level features washer and dryer hookups, plenty of storage space and a second wood burning fireplace. Exterior features include two sheds, windows installed in 2016, a new roof installed in 2023 and the added bonus of an entire home energy plug and generator! Delayed Showings to October 19th 2024.
Type | Level |
---|---|
Bedroom 2 | First |
Bedroom 3 | First |
Dining Room | First |
Kitchen | First |
Living Room | First |
Master Bedroom | First |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,669 | $2,600 | $3,299 |
Total Monthly Payment | $2,744 | $2,675 | $3,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.