Convenient commuter home with a huge, private backyard, lots of sunshine, and plenty of potential. The home is a little rough around the edges, and most Buyers will want to update and improve as they see fit. But it is move-in ready, and there is still time to celebrate Thanksgiving in your new home! This ranch-style home is in a wonderful location, just 3 minutes from 101A, and 6 minutes to Route 3. Everything you need is just a few minutes away, and there is a park directly across the street. The home offers 3 large bedrooms, a kitchen/dining room, living room and a "great room" with hanging fireplace. Get used to lots of sunshine pouring in the windows, cozy winter evenings around the woodstove, and taking advantage of the wonderful yard space. There are 8 pallets of patio stones outside, from a project that was never completed, that are included with the sale if a buyer wants them. The playground is also staying, as is the firewood, and the pile of gravel for building the patio. Plenty of greenspace for kids, pets, gardening, sun-worshipping or whatever you desire! So bring your ideas and your imagination, and come make this your new home! *Agents see private remarks*
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $540 | $540 | $540 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,127 | $2,699 |
Total Monthly Payment | $2,825 | $2,742 | $3,314 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.