Beautiful Whittier style condo in the coveted adult community of Oronoque Village in Stratford, Connecticut. FRONT door parking! Open and spacious Living/Dining Room area with Vaulted Ceiling, exposed beams and wood burning fireplace with sliders to the expanded, walk-off deck. The newly renovated Eat-In-Kitchen features granite counters, stainless steel appliances and tile flooring. Primary Bedroom Suite features a full bath, w-w carpeting and walk-in closet. The beautifully updated Hall Full Bath features a walk-in shower. The Den could also be a 2nd Bedroom. Office/studio off of the Den - allows for ultimate privacy. The finished Lower Level features w-w carpeting, full bath, laundry room and a ton of storage! Great use as a Family Room, office area, guest bedroom area. . . . . . Interior access to the 1 Car Attached Garage. HOA Fees $547/month and the District Tax is $605/quarter. NOTE -- Buyers are required to pay a one-time community contribution amount of $1914. 50 at the time of closing. Central Air/Gas Heat.
Type | Description | Level |
---|---|---|
Den | Skylight,Wall/Wall Carpet | Main |
Dining Room | Built-Ins,Combination Liv/Din Rm,Hardwood Floor | Main |
Eat-In Kitchen | Remodeled,Granite Counters,Dining Area,Galley,Tile Floor | Main |
Family Room | Wall/Wall Carpet | Lower |
Full Bath | Remodeled,Stall Shower,Tile Floor | Main |
Full Bath | Stall Shower | Lower |
Living Room | Vaulted Ceiling,Balcony/Deck,Beams,Fireplace,Hardwood Floor | Main |
Office | Wall/Wall Carpet | Main |
Primary BR Suite | Full Bath,Tub w/Shower,Walk-In Closet,Wall/Wall Carpet | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $501 | $501 | $501 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,832 | $2,760 | $3,560 |
Total Monthly Payment | $3,425 | $3,353 | $4,153 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.