Ya'll this is THE dream home you've been waiting for! A brand new 2024 farmhouse-style masterpiece sitting pretty on right at an acre and a half in DeSoto County! Now, let's talk about what your life will look like when you make this beauty your own. . . Imagine waking up in your stunning primary suite, walking through your huge walk in closet, and stepping into a bathroom that feels like your own personal spa. Every day will feel like a getaway with those farmhouse finishes and warm wood tones. Head into your kitchen, which is truly the heart of this home. It's not just gorgeous; it's made for gathering! The massive kitchen island is perfect for everything from morning coffee chats to impromptu dinner parties. And speaking of coffee. . . there's a dedicated coffee bar with stylish open shelving that'll make every morning feel like a cafe visit, but without leaving home! Your living room has a cozy wood accent wall that's just begging for lazy Sundays or movie nights with your loved ones. If that's not enough space, you've got a whole bonus family room too-perfect for game days, a playroom or that home office you've been dreaming about. And let's not forget the interior laundry room with storage galore - you'll never have to stress about space for all your gear and gadgets. Now, step outside and really take in those 1. 47 acres. It's rare in DeSoto County to get a mini ranch vibe without needing 5-10 acres, but here, you can! Bring your chickens, goats, or even a pony - this place is zoned for animals! Think of the peaceful mornings spent tending to your animals or just enjoy the open space with endless possibilities. Brand new, never lived in, and just waiting for YOU to make it home. Your country oasis is calling - answer it!
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Our Executive Mortgage Banker:
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$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $38 | $38 | $38 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,905 | $1,856 | $2,394 |
Total Monthly Payment | $2,018 | $1,969 | $2,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.