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13692 VICTORIA LAKES Drive, Jacksonville, FL, 32226 | $499,784
Private screened inground pool home, overlooking nature preserve and a pond view - a rare opportunity! Only one owner occupant in this well maintained home built by ICI Homes. 100% conventional financing available WITH $10, 000 down payment assistance!! Primary bedroom, living room, family room, breakfast nook and dining room downstairs plus three bedrooms and 18' x 16' gameroom upstairs. New Roof in 2021, New HVAC in 2023, WDO bond with Bug Out. Victoria Lakes is a planned community with 750 home sites built from 2003 to 2014. Traditional style architectural homes, decorative roundabout streets with a water fountain, lakes, matured trees and sidewalks within the community. Full access to the Victoria Lakes community amenities: swimming pool, kids splash pad, covered picnic tables, two playgrounds, 1/8 mile asphalt walking track and a wooded hiking trail to Sheffield Regional Park. Quick access to Publix, Zaxbys, RiverCity Marketplace, I-295, UF Health North & the new VA Clinic Mayport, Downtown, Mayo Clinic, JaxPort, JIA, Amazon Wharehouses and the business sector of Southside are convenient work locations within a 30 minute proximity or less. Well known nearby tourist destinations including Amelia Island and Beaches, Jacksonville Beach, Huguenot Park where you can camp at the beach are all just a short commute. Nestled in the northern tip of North East Jacksonville, you're just 5 minutes to I-95 and close to the Nassau County border. Though North Jax is known for it's small community charm and family lifestyle, there are unique adventures and experiences to be had around every bend. Popular attractions in North East Jacksonville include the Jacksonville Zoo, Cattyshack Wildlife Rescue where you can feed the tigers, Tom Marshall Ballpark holds Fall and Spring Softball and T-Ball signups, Flamingo Lake offers swimming, live bands or a round of bingo - an open to the public RV community. Stop by Mr Stevens and purchase locally raised eggs and Honey along Starratt Rd. Nearby Sheffield Regional Park - 336 acre park featuring three basketball courts, a picnic pavilion with grills, two soccer and football multi-use fields, a fishing pier, a canoe launch, asphalt trails, concessions and restrooms.
Features
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: Electric Dryer Hookup, Lower Level, Washer Hookup
- Style: Traditional
- Year Built: 2004
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air, Electric
- Approx Sq. Feet: 2,810
- Acreage: 0.39
- Est. Taxes: $3,546
- HOA Fee: $526 Annually
- View: Pond, Protected Preserve
- Water Front: Yes
- Elem. School: New Berlin
- Middle School: Oceanway
- High School: First Coast
- Appliances: Dishwasher, Electric Oven, Electric Range, Refrigerator
- MLS#: 2052184
- Days on Market: 11 days
- Website: https://www.raveis.com
/prop/2052184/13692victorialakesdrive_jacksonville_fl?source=qrflyer
Listing courtesy of LISA DUKE REALTY LLC
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
13692 VICTORIA LAKES Drive, Jacksonville, FL, 32226
$499,784
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,827 | $399,827 | $399,827 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $296 | $296 | $296 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,660 | $2,657 | $3,428 |
| Total Monthly Payment | $3,031 | $3,028 | $3,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388