Welcome to your Santa Barbara style curated home. This move-in ready Princeton plan by Cothran Homes has everything you have been looking for with its first-floor vaulted ceiling owner’s bedroom and luxury en-suite that includes, Fulton Harbor blue double sink vanity, Arctic White Quartz countertops, Urban Organic Calacatta resilient flooring, full walk-in-shower and large walk-in closet. A spacious living room that flows effortlessly into dining and kitchen area complete with Minka ceiling fan, LED disc lights and Low VOC Sherwin Williams City Loft interior paint. Fulton Harbor blue cabinets, Fashion White Quartz countertops, Satin Brass cabinet hardware, under cabinet lighting and walk-in pantry make this a dream kitchen complete with GE Stainless appliances including gas range, microwave and dishwasher. This 3 bedroom, 2 ½ bath includes Shaw Midway Plaza Wheat Field carpet in bedrooms and second floor with 5” wide Polaris Driftwood luxury vinyl plank flooring throughout 1st floor main living areas. First floor laundry room includes hook up for washer /dryer and shelving for all your laundry accessories. The second-floor loft with Minka Ceiling fan and LED Disc lights will be the perfect space to set up that yoga room or TV den you have always wanted. Last but not least, enjoy some well-deserved down time out on your private rear covered porch and create the outdoor sanctuary you have always wanted. Welcome home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,360 | $291,360 | $291,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,938 | $1,936 | $2,457 |
Total Monthly Payment | $2,013 | $2,011 | $2,532 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.