DIRECT WATERFRONT!! You will love this cozy three season cottage with direct access to Cedar Lake in Sturbridge. The Western exposure offers plenty of afternoon sunshine and spectacular evening sunsets. The grassy yard has a gentle slope to the water's edge and boat dock, making it easy to enjoy the property's 50 feet of shore front. This home has been updated and features hardwood floors, three skylights, an open floor plan, two bedrooms, one with laundry hook ups, a full bathroom with shower, and kitchen. The sunporch faces the lake, which is a natural place to enjoy the water and scenary. Cedar Lake is a full recreational lake, consisting of 183 acres and a maximum depth of 14 feet. Property is set in a quiet neighborhood located close to all Sturbridge amenities, restaurants, and major routes to Boston, Worcester and Hartford, CT. Make this your summer getaway or winterize and enjoy all year long! A great buy in Sturbridge!!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring - Wood | 11.0 x 9.0 | Main,First |
Kitchen | Flooring - Wood | 10.0 x 6.0 | Main,First |
Living Room | Flooring - Wood, Open Floorplan | 12.0 x 15.0 | Main,First |
Master Bedroom | Flooring - Wood | 11.0 x 9.0 | Main,First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $244,000 | $244,000 | $244,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,623 | $1,622 | $2,058 |
Total Monthly Payment | $1,968 | $1,967 | $2,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.