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217 Cottage Lane, Middlebury, VT, 05753 | $430,000
NOTE: Sellers have received offers. If you're watching this property and want a chance at buying it please make your appointment asap! Showings available through Monday, October 21 with a deadline for offers to be submitted by 7pm! Move right in and thoroughly enjoy living here! Middlebury's South Village is a lovely neighborhood within walking distance of trails, grocery stores, the Middlebury Rec Center and so much more. With two bedrooms and a walk-in bathroom on the main living level you can enjoy the convenience of living on a single level. The kitchen has plenty of cabinet storage and a custom designed shelf unit and pantry. On either side is the living room and the dining room which opens up to the west facing deck. The lower level provides more finished space with a family room, a 3rd bedroom and a full bathroom plus unfinished space for storage and hobbies! Winter is coming and the attached two car garage (insulated) with direct entry into the house will be just what you've always wanted. Clean and tidy and ready for immediate occupancy following closing.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 three-quarter
- Style: Cape
- Year Built: 2013
- Garage: 2-car Garage
- Heating: Baseboard,Hot Water,Mini Split
- Cooling: Mini Split
- Basement: Climate Controlled,Concrete,Concrete Floor,Full,Insulated,Partially Finished,Stairs - Interior,Storage Space,Sump Pump,Interior Access
- Approx Sq. Feet: 1,625
- Acreage: 0.16
- Est. Taxes: $7,868
- Lot Desc: Landscaped,Open,PRD/PUD,Street Lights,Subdivision,Trail/Near Trail,Walking Trails,Near School(s)
- Elem. School: Mary Hogan School
- Middle School: Middlebury Union Middle #3
- High School: Middlebury Senior UHSD #3
- School District: Addison Central
- MLS#: 5018866
- Website: https://www.raveis.com
/prop/5018866/217cottagelane_middlebury_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/30/2024Listing courtesy of IPJ Real Estate Phone: 802-388-4242
Listing Agent: Amey Ryan
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
217 Cottage Lane, Middlebury, VT, 05753
$430,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $344,000 | $344,000 | $344,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
| Monthly Tax Payment | $656 | $656 | $656 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,376 | $2,286 | $2,901 |
| Total Monthly Payment | $3,107 | $3,017 | $3,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484