Located in the Stunning 55+ Gated Golf community of SPRUCE CREEK SOUTH, this beautiful home offers a luxurious, care-free lifestyle with all the amenities you could want adjacent to THE VILLAGES, Florida. This well maintained villa is in the part of the community where the HOA takes care of the landscaping, allowing you to enjoy life without the hassle of yard work. The home boasts brand NEW Windows (2024), HVAC system 2016, and ROOF 2010. The lanai features windows updated with acrylic in 2011, adding a fresh touch to the space. Step inside to an inviting open floor plan, complete with sleek LAMINATE Floors throughout and TILE in the bathrooms. The kitchen is a chef's dream, Featuring Exquisite GRANITE countertops and NEW Whirlpool Stainless Steel appliances. The home also includes sliding screen doors over the garage and an epoxy-painted driveway for a polished look. The enclosed lanai, accessible from both the living room and the primary bedroom, offers a cozy retreat, while the outdoor patio is perfect for grilling and entertaining. Imagine yourself enjoying a lifestyle that offers a perfect blend of relaxation and excitement. With a variety of amenities designed to keep you engaged and connected, this is the place where you can live life to the fullest. Whether you prefer staying active with fitness classes, enjoying social events, or simply relaxing in beautifully maintained surroundings, this community caters to your every need. The location is not only convenient for daily necessities but also provides easy access to nearby attractions and activities, ensuring that there's always something to look forward to. Embrace the opportunity to join a community where you can thrive, connect, and make lasting memories!
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Our Executive Mortgage Banker:
Our Insurance Division:
$234,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $187,920 | $187,920 | $187,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $149 | $149 | $149 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,250 | $1,249 | $1,585 |
Total Monthly Payment | $1,474 | $1,473 | $1,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.