Stunning 2-Bed, 2-Bath Condo in Valley Cottage, NY! This spacious and beautiful condo in the desirable Mountainview complex is ready for you to move in and embrace the ease of condo living. Situated on the second floor, this unit boasts one of the largest floor plans available, offering ample space for relaxation and entertaining. 1288 square feet! Step into the light-filled kitchen, featuring two windows, an inviting eating area, lots of cabinetry, and elegant granite countertops perfect for home cooked meals! The hardwood floors flow seamlessly into the expansive living room, where recessed lighting and a charming fireplace create a warm and inviting atmosphere. Built-in cabinets provide additional storage, making this space both functional and stylish. The large formal dining area opens to sliders that lead to your own private terrace, ideal for enjoying morning coffee. The hall bathroom is tastefully decorated in neutral tones. Both bedrooms continue the theme of comfort with hardwood floors and have private and scenic views. The primary suite is a true oasis, featuring a brand-new private bathroom with a walk-in shower and a custom walk-in closet. The second bedroom is also generously sized and includes a wall of closets for all your storage needs. Convenience is key with a full-size washer and dryer in the unit, along with three additional hall closets and a dedicated storage unit in the building. The Mountainview complex offers fantastic amenities, including a fabulous pool overlooking the Hudson River, a playground, a basketball court, and a clubhouse with a kitchen perfect for hosting large gatherings. Enjoy leisurely walks throughout the tree-lined grounds. Location is everything! You're just moments away from the TZ Bridge and major routes, with easy access to the vibrant attractions of downtown Nyack, the scenic Hudson River, and Rockland Lake. Plus, you'll have all the shopping and dining options that the Town of Clarkstown has to offer. Come discover why everyone loves living in Mountainview your new home awaits!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $791 | $791 | $791 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,068 | $2,624 |
Total Monthly Payment | $2,936 | $2,934 | $3,490 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.