"BEAUTY ON BELLEVILLE" - Come fall in love with this inviting home at 860 Belleville Drive, Valley Cottage, NY, situated on a picturesque 0. 64 acre of flat land. Nestled in a peaceful suburban neighborhood, this eye-catching home boasts impressive curb appeal that will make you proud to call it your own. As you enter, you'll find hardwood floors throughout the home with natural light flooding the space, creating a warm and welcoming ambiance. The open layout flows seamlessly from the living room to the dining room alongside a gourmet kitchen with stainless steel appliances. Step out onto the walkout deck attached to the dining room, which overlooks your stunning backyard ideal for outdoor entertainment. The main level includes three bedrooms, a full bath, with one of the bedrooms being the primary. In the lower level, you'll discover a spacious family room that's spectacular for movie nights or as a game room. An additional bedroom and a versatile spare room is perfect for an office, along with another full bathroom. Plus, there's a walkout laundry room and a bonus room, previously used as a handyman workshop, offering easy access to the impeccably maintained two-car garage. When you step out to the backyard from the lower level, you'll see endless possibilities. This spacious area is desirable for outdoor entertaining and hosting any type of event, allowing you and your guests to enjoy your own Sylvan in-ground pool (being sold "as is"). Picture-perfect summer nights filled with gatherings of loved ones are what you'll imagine in this beautiful backyard. . . Conveniently located just minutes from Rockland and Congers Lake, with scenic parks and walking trails, commuting is a breeze with easy access to NYC just 30 minutes away. Enjoy the convenience of the Hudson Link Bus and Metro North train system, connecting you seamlessly to Grand Central and other major metro areas. With just a little TLC, don't miss this opportunity to make 860 Belleville Drive your dream home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,290 | $1,290 | $1,290 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,589 | $4,554 |
Total Monthly Payment | $4,975 | $4,971 | $5,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.