PRICE IMPROVEMENT - Vista Verde North - Bahia Del Mar is a highly desirable resort style community surrounded by Isla Del Sol golf course and just minutes away from some of Americas best beaches. This meticulously maintained 2 bedroom 2 bathroom 2nd floor condo offers the best of Florida living. The home is light and bright and features a spacious open floorplan with neutral ceramic tile throughout the living areas, kitchen and bathrooms. The living area has high vaulted ceilings and lots of natural light from the sliding glass doors that open out to a covered patio area with tranquil views of the beautifully manicured Isla Del Sol golf course. The patio has an extra storage closet. The spacious master bedroom is light and bright with views of the golf course and features an en-suite master bathroom and large walk-in closet. The master bathroom has a step down tub and shower and has double sinks and vanities. There are split bedrooms and the 2nd bedroom also has a walk-in closet and adjoining bathroom. Other features of this home include a laundry closet with full size washer/dryer, fully dimmable adjustable lighting and ample storage space. The roof was replaced in 2018 and the A/C in 2014 (the coil was recently replaced). The condo has its own designated parking space #94 and plenty of guest parking. The community has a 7 DAY MINIMUM RENTAL PERIOD which makes this an ideal investment property, second home or permanent residence. Amenities include a swimming pool and spa, recreation room and golf membership (available at extra cost). Vista Verde North - Bahia Del Mar is immaculately maintained and located just a few minutes drive from the spectacular beaches of St Pete Beach, Fort DeSoto and Pass-a-Grille Beach and less than 15 minutes drive to the the shops, restaurants, bars and entertainment of vibrant Downtown St Petersburg. Enjoy the perfect Florida lifestyle at this fabulous property that is being offered fully furnished. *Did not flood or sustain damage from storms Milton or Helena*
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,850 | $2,848 | $3,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.