Nestled in a quiet Johnston neighborhood is the eye-catching 32 School Street. A horseshoe driveway welcomes you in to a well-laid out 3 BD, 1. 5 BA mid century modern home. This one-of-a-kind, tri-level house boasts a slew of updates that modernizes its functionality, including updated electrical, ductless mini-splits, new insulation on every floor (including spray foam in the den), a new roof, a brand new Tesla solar system, and more but still has tons of its original charm in-tact, from vintage sputnik light fixture, to laundry chute, to the retro pool table in the inviting basement. Each bedroom is roomy with large closets, and a primary bathroom with a ton of storage space. A spacious den on the ground floor that features built-ins and a flex-space right off the basement creates the perfect area for entertaining. The new sliding glass door opens up to a large patio and luscious green backyard. All together, this is the ideal MCM house for modern living and hosting parties/gatherings. Close to Johnston's main streets, some Cranston hotspots, and less than 10 minutes to downtown Providence, it's in an excellent location that will help get you where you need to go in every direction. This is a truly special and unique home, one that you won't typically find in New England other than right now.
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $434 | $434 | $434 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,729 | $2,659 | $3,373 |
Total Monthly Payment | $3,255 | $3,185 | $3,899 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.