Welcome to a rare find in the always-lovely and seemingly ever low-inventory Manhattan Valley market; this spacious and charmingly renovated 2BR/1BA on the 5th floor of a beautifully maintained elevator building features separate, sun-soaked living and dining rooms with southern exposure, a large windowed kitchen with breakfast bar that gives onto the dining, two quiet bedrooms (the smaller of which has been professionally soundproofed, making it ideal practice room or recording studio), and copious built-ins for the readers and art-lovers among us. A chic and functional closet-to-home-office conversion augments the brightly lit living room. A uniquely joyful home in an ideal Manhattan Valley location, 235 West 108th Street is planted in one of the most desirable residential blocks in Manhattan Valley, nestled between three parks (Riverside, Central, and Morningside) with easy access to Columbia, Barnard, CCNY, and all the bounties of a vibrant neighborhood. Located right off Broadway (and the 1 train at 110th), you’ll be surrounded by iconic neighbors – like the Hungarian Pastry Shop, facing St. John’s Cathedral and bordered by the Peoples Community Garden at 111th, and Community Food and Juice, Silver Moon Bakery, and Bookculture. There are two weekly farmer's markets just a few blocks away (Morningside Park on Saturdays and Columbia on Sundays) and breezy, tree-lined walkability on every day of the week. This pet-friendly, pre-war building was designed by Schneider & Herter and built during the residential housing boom in the area following Columbia University’s move uptown in 1897. With 37 units over six stories, a new laundry room and video security system, the building boasts strong financials, low maintenance, and pet-friendly policies (as pictured!). Bike spots and storage units are available by waitlist.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$945,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $756,000 | $756,000 | $756,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,412 | $4,841 | $6,431 |
Total Monthly Payment | $4,504 | $4,933 | $6,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.