Huge Studio with Bonus Room! This super roomy studio co-op in New York City's Bronxdale neighborhood feels like a one-bedroom residence, with loads of charm and a floorplan that invites exploration. Vintage architectural details catch your eye the moment you walk through the door, with lovely parquet hardwood floors, a large front foyer, a built-in book nook, and arched entryways. An oversized main living and dining area has been nicely subdivided with an overhead cutout and a doorway leading into an adjacent room with large windows, heating, and A/C. This bonus area can be used for sleeping, as a work-from-home office, or whatever you choose. High ceilings, crown molding, and baseboard trim add to the apartment's abundant appeal. A side hallway with intercom and double closets leads to the renovated galley kitchen with its tile floors, black granite countertop, mosaic tile backsplash, handsome wooden cabinetry, and stainless steel appliances. A large window complements the overhead lighting. An updated bathroom is at the end of the hall, with honeycomb floor tile, wall-to-wall tile and decorative trim, a combo tub and shower, medicine cabinet, handsome wall lamps, and a hamper. Built in 1941, this pet-friendly building sits across from the Bronx River Park Dog Run, the New York Botanical Garden, and the Bronx Zoo. There is a live-in super, a central laundry room, and security cameras throughout. You'll be a block from the 2 and 5 train Pelham Parkway station, steps from all the shops and restaurants along White Plains Road and strolling distance to the Botanical Market. There is an assessment of $108. 60 for capital improvements that started in January 2023 and will end on December 31, 2027, and a $50. 44 energy/fuel assessment that began in January 2024. The Board may extend or remove or end it in December 2024. Suited for primary occupants; no investors.
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$105,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $84,000 | $84,000 | $84,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $580 | $558 | $708 |
Total Monthly Payment | $655 | $633 | $783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.