3027 BLACK CREEK Drive, Middleburg, FL, 32068 | $390,000

Escape to your own private oasis on 4. 94 serene and tranquil acres near Black Creek in Middleburg. This charming 2 bedroom, 2 bathroom home has so much to offer! The house is a little over 1700 sq/ft (@1500 sq/ft with an@ 200 sq/ft addition). The addition has it's own split AC unit and would make a great office, playroom or bonus living area. The owners suite has a custom walk in shower with a clawfoot tub and a spacious walk in closet. Both the living room and owners suite have oversized french doors looking out to peaceful pastures. It is completely wired for AT&T fiber optics. This property boasts a a functioning horse barn with 8 stalls, 2 of which are able to accommodate horses. The property is fully fenced and about 4 acres of the 4. 94 acres is used for grazing and can easily support 2~3 horses. The barn currently has a chicken coop which houses 4 chickens and one rooster. They are free range and provide 2 eggs a day and are available to stay. The property is NOT suitable for goats or sheep. The detached garage has it's own AC unit so it can be used as climate controlled storage, studio, workshop, etc. The garage is 28' x 28' = 784 sq/ft. Home is run with a septic system which was pumped Sept 2024. The well - pump was replaced 3 yrs ago. 2 electricity meters, one meter for the house, one meter for the barn. Artisean well. The well pump is on the barn electric. Enjoy the peaceful surroundings and ample space for outdoor activities! Don't miss out on this rare opportunity to own a piece of paradise.

Features

  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1971
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air, Separate Meters, Split System
  • Approx Sq. Feet: 1,512
  • Acreage: 4.94
  • Lot Desc: Cleared
  • View: Trees/Woods
  • Elem. School: Shadowlawn
  • Middle School: Lake Asbury
  • High School: Middleburg
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2052115
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/2052115/3027blackcreekdrive_middleburg_fl?source=qrflyer
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Listing courtesy of Kellar Realty and Property Management Inc

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3027 BLACK CREEK Drive, Middleburg, FL, 32068

$390,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $312,000 $312,000 $312,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.681% 6.678% 6.034%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,128 $1,970 $2,591
Total Monthly Payment $2,203 $2,045 $2,666

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.