Experience relaxed Florida living along the river in The Shores at Rivertown, a premier Toll Brothers community nestled on the banks of the St. Johns River. Less than a month new, this home offers airy spaces with relaxed coastal-designed elements that create a sense of serene comfort. The stunning kitchen offers a perfect blend of sleek design and high-end functionality. Featuring an abundance of counter & cabinet space, the kitchen is accented by luxurious quartz countertops and full-height, sleek subway tile backsplash. Top-of-the-line stainless steel appliances featuring a BRAND NEW high-grade refrigerator and gas stove top, provide an elegant and efficient cooking experience. The spacious island serves as both functional workspace and seating for causal dining. Recessed lighting and pendant fixtures create a bright and welcoming atmosphere, while the open layout seamlessly connects the kitchen to the living, dining areas and expansive lanai - ideal for entertaining your guests! Off the kitchen is a flex room with french doors and access to a half bathroom, perfect for a home office! Upstairs you will find the primary suite, 2 large guest bedrooms and loft area. Add'l BONUS features include upgraded epoxy garage floors, new water softener, & brand new high-end washer & dryer! The Shores is a gated community with private pathway to the RiverClub and also access to RT pools with waterslides, and a lazy river, a state-of-the-art fitness center, kayak launch, a plethora of playgrounds, dog parks, and walking trails, a riverfront boardwalk, waterfront dining at the River Club, yoga studio, and indoor/outdoor gathering space! A HUGE BONUS for residents living in The Shores is the option to purchase a BOAT SLIP at the PRIVATE DOCK located within the community! This home is move-in ready! Enjoy luxury living, top-rated schools and resort-style amenities all in one setting in the beautiful, golf cart friendly, riverfront community of The Shores!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,999 | $439,999 | $439,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,019 | $3,016 | $3,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.