Beautiful one of kind quality built custom home, in Old Lyme Shores, a highly sought after oceanside community w/ one of the most spectacular beaches of Coastal CT. The home has the architectural styling of the past with modern elements of the present. Completely remodeled (2010-2018), the 2 additions have all of today's conveniences. Enter and you're enveloped by feelings of style, comfort and a home built for peace of mind to let you relax & enjoy the shore for years to come. Home (No Flood Zone) is built to endure an ocean air climate: cement board, brick & granite siding materials, galvanized steel fixtures, metal & architectural shingle roofing, 5 Decks/Terraces made of Brazilian Oak, concrete & synthetic composite materials. Interior is as impressive as exterior: Hardwood flooring through-out: Both floors consist of, Cumaru, White Oak, Douglas Fir. Chef's Kitchen with Granite Counters & high-end appliances. 2 office spaces with Granite Counter-tops, multiple WIFI Access Points, 3 Fireplaces, 2 with Gas Logs, On Demand Hot Water, Updated Electrical & Plumbing, 1st floor Half Bath/Laundry combo, 2nd floor has En Suite Bedroom w/private deck & fireplace, 3 bedrooms & Stunning Full Bath. Home was completely redone with new floor joists, underlayment & top flooring throughout, spray foam insulation for High-R efficiency for heating & cooling. All-House 22kw on-demand Generator. 1 car garage w/ fridge, cabinets & counters, 1/2 bath, outdoor shower, changing room. Amazing!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
Bedroom 2 | Skylight,Hardwood Floor | Upper |
Bedroom 3 | Ceiling Fan,Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Great Room | Ceiling Fan,Entertainment Center,Gas Log Fireplace,Half Bath,Patio/Terrace,Hardwood Floor | Main |
Kitchen | Built-Ins,Granite Counters,Dining Area,Pantry,Hardwood Floor | Main |
Living Room | Balcony/Deck,Beams,Gas Log Fireplace,Patio/Terrace,Hardwood Floor | Main |
Office | Built-Ins,Walk-In Closet,Hardwood Floor | Main |
Office | Built-Ins,Hardwood Floor | Upper |
Primary BR Suite | Skylight,Balcony/Deck,Bedroom Suite,Built-Ins,Ceiling Fan,Hardwood Floor | Upper |
Sun Room | Built-Ins,Ceiling Fan,Dining Area,Concrete Floor | Main |
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,836,000 | $1,836,000 | $1,836,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $722 | $722 | $722 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,425 | $11,454 | $15,370 |
Total Monthly Payment | $11,272 | $12,301 | $16,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.