Introducing this charming single-level ranch that seamlessly blends convenience with privacy. The enchanting exterior showcases an oversized farmer's porch, complemented by a well-landscaped, level lawn and a fully fenced backyard enhanced by mature privacy trees. Step inside to discover a warm and inviting layout that flows effortlessly throughout. A practical mudroom connects the two-car garage to the main living area, ensuring a smooth transition. This home features three spacious bedrooms and a well-appointed bath, with natural light flooding every corner. The eat-in kitchen offers ample cabinet space, ready for your personal touch and upgrades, and is just adjacent to the cozy living room. The partially finished lower level presents a wealth of potential for expansion, whether you envision additional living space or extra storage. Currently, it includes a laundry room, a partially finished kitchen and workshop area, making it functional as is. This meticulously maintained property also boasts ceiling fans in every room, central AC, a whole-house security system, and an irrigation system for easy lawn care. This home has elegant curb appeal, and is perfectly situated in a quiet neighborhood while remaining close to downtown, restaurants, highways, and shopping. Open house on 10/19 from 12-1: 30 PM or schedule your showing today! Offer deadline 10/21 by 12pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $473 | $473 | $473 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,154 | $2,073 | $2,630 |
Total Monthly Payment | $2,702 | $2,621 | $3,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.