BEAUTIFUL NEW CONSTRUCTION HOME, and the SELLER IS WILLING TO CONTRIBUTE $5, 000 TOWARDS BUYER'S CLOSING COSTS. This just-completed home sits on a large corner lot in a subdivision near The Villages, yet it has no HOA or CDD, so bring your BOAT, RV, or ATV/UTV and park it on your property! Just a short 20 minute drive from The Villages or southeast Ocala, this bedroom community offers proximity to Lake Weir or the National Forest for boating, fishing, or riding! There are even horse trails along Fisher Road. And you can enjoy those activities from your UPGRADED NEW HOME! This home features upgrades like WATERFALL QUARTZ COUNTERTOP on the KITCHEN ISLAND, PREMIUM LUXURY VINYL PLANK flooring throughout, HIGH-END CEILING FANS in the living room and primary bedroom, CUSTOM TILE SHOWER and TUB SURROUND, FLOATING VANITY in primary bath, 2-PANEL INTERIOR DOORS that are solid and provide sound-proofing, a BRICK PAVER DRIVEWAY, SIDEWALK, REAR LANAI and FIREPIT. The MARINA BAY model includes OPEN CONCEPT ENTERTAINING AREA, SPLIT BEDROOMS (all bedrooms are spacious), SOFT-CLOSING DOORS AND DRAWERS in the cabinets, a COVERED FRONT PORCH, and COVERED LANAI. With it's many upgrades, and big corner lot, you'll want to take a look at this one! And this location qualifies for ZERO DOWN USDA financing. Don't delay, make your appointment to see it today!
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,840 | $231,840 | $231,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $13 | $13 | $13 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,542 | $1,541 | $1,988 |
Total Monthly Payment | $1,630 | $1,629 | $2,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.