Welcome to this charming and luxurious ranch, nestled on a cul-de-sac in Mount Sinai. Sitting on just under a half-acre this 3-bedroom, 2-bathroom home offers a serene escape. Step into the inviting living room with a vaulted ceiling that enhances the sense of space and light. The eat-in kitchen, with new stainless steel Energy Smart appliances, and formal dining room provide the perfect setting for both casual meals and entertaining. The primary bedroom is a private retreat featuring an en-suite bathroom and abundant closet space. Enjoy year-round comfort with central air conditioning and two heating zones. The finished basement is perfect for recreation, a home office, or entertainment. The spacious two-car garage provides ample storage and parking. Outdoors, the fenced-in backyard is an entertainer's dream, boasting a deck and a beautiful in-ground gunite pool, ideal for relaxation and gatherings. New exterior siding, windows, deck and porch. Conveniently located near stunning local beaches, shopping, incredible dining options, and more, this home combines elegance, comfort, and privacy in an unbeatable location. Near major hospitals & transportation/highways. Don't miss the opportunity to experience this exceptional property!
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $1,027 | $1,027 | $1,027 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,586 | $3,451 | $4,379 |
Total Monthly Payment | $4,705 | $4,570 | $5,498 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.