This charming split-level gem features an attached one-car garage set on a quiet street in Davisville. Step inside to find a beautifully updated granite kitchen, complete with a sleek peninsula and new stainless appliances perfect for culinary adventures! The inviting living space open to a dining room showcases hardwood flooring and a brick wood-burning fireplace, creating a cozy ambiance for all seasons. With 1. 5 bathrooms, this home ensures convenience for your daily routine. The yard boasts a stunning stone patio, an ideal setting for alfresco dining or tranquil evenings under the stars. You'll appreciate the peace of mind offered by a septic system and roof that are just 4 years old. Stay comfortable year-round with efficient gas heat, central air and new vinyl Andersen windows. With a solar lease in place already- little to no electric bills! This home invites your personal touch to elevate its charm. A little TLC will go a long way in making this space uniquely yours! Top notch location near Rte. 4 and Rte. 1. Close to beautiful Wickford center, shopping and the beaches this home is sure to satisfy.
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Our Executive Mortgage Banker:
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$469,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,920 | $375,920 | $375,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $381 | $381 | $381 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,501 | $2,498 | $3,170 |
Total Monthly Payment | $2,957 | $2,954 | $3,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.