FLORIDA LIFESTYLE LIVING. The ease of single-level living in a prime lifestyle pocket - this beautiful 2/2/2 split plan home sits in a fabulous 55+ gated golf course community offering tons of activities and amenities. A step inside and you'll find a wonderful, bright, open floor plan featuring: tile and laminate flooring throughout; cathedral ceilings; large living room and dining room combination; spacious kitchen with sunny breakfast nook; master with access to the vinyl enclosed lanai, walk-in closet, dual sinks, and glass enclosed walk-in shower; spacious guest bedroom; guest bath; inside laundry with utility sink; and a large vinyl enclosed porch overlooking the backyard. A fabulous opportunity to live in this gated golf course community offering multiple opportunities and activities to get involved. Del Webb Spruce Creek Golf & Country Club is an award winning beautiful established community (no CDD) with over 70 clubs, 3 pools, 3 spas, a huge Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickleball Courts, 7 Tennis Courts, Sand Volleyball, Veterans park, horse shoe pits, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths a 36-hole golf course with on-site restaurant and pro shop, RV/boat storage area, dog park, much more! Gorgeous friendly and well maintained community with mature landscaping showcased by the tree Canopied Boulevard. If you cannot visit in person check out the website: https: //sprucecreekgcc. com and discover everything this community has to offer. Convenient to tons of: medical services, shopping, entertainment and the Villages areas. Call today for your private showing and start enjoying the Florida lifestyle!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,543 | $1,524 | $1,956 |
Total Monthly Payment | $1,922 | $1,903 | $2,335 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.