GATED COMMUNITY - RESORT-STYLE LIVING - WATERFRONT COMMUNITY - ENGINEERED HARDWOOD - FRESH PAINT - NATURAL LIGHT - GRANITE COUNTERTOPS - STAINLESS STEEL APPLIANCES (NEW REFRIGERATOR 2024) - UPSTAIRS LOFT/SECOND LIVING ROOM - 2-CAR GARAGE - PAVED COURTYARD - NEWER ROOF 2023 - MOVE-IN READY - Welcome to this immaculate 4-bedroom, 2-story townhome located in the highly desired GATED COMMUNITY of Waterside Pointe in beautiful Groveland/Clermont. Offering RESORT-STYLE LIVING, this WATERFRONT COMMUNITY features an amenity center with a pool, fitness center, yoga studio, dog parks, walking trails, playground, basketball and tennis courts, community boat ramp and limited lake access for fishing and outdoor fun. Step into a spacious living/dining area with ENGINEERED HARDWOOD flooring, FRESH PAINT, and abundant NATURAL LIGHT, with a powder room conveniently located for guests. The kitchen, with shaker cabinets wrapped in crown molding, a wine rack, decorative backsplash, GRANITE COUNTERTOPS, and STAINLESS STEEL APPLIANCES (including a new refrigerator in 2024), is the heart of the home. The primary bedroom on the main floor boasts fresh paint, a walk-in closet, and an en-suite bath with a shower/soaking tub combo. Upstairs, you'll find a LOFT/SECOND LIVING ROOM, three additional guest bedrooms, and fresh paint throughout. The rear-entry 2-CAR GARAGE opens to a PAVED COURTYARD, perfect for outdoor gatherings. With a NEWER ROOF 2023, this smoke- and pet-free home is MOVE-IN READY for its new owners. Enjoy the welcoming community feel and all the amenities Waterside Pointe has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,810 | $1,808 | $2,332 |
Total Monthly Payment | $2,112 | $2,110 | $2,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.