Conveniently located on a quiet road just outside of the village with easy access to all the restaurants, shops, galleries, parks and more, this sweet home is a piece of local history as it was once the South Millbrook post office. The 3-bedroom, 2-bath, 1497+ sq ft home offers a large primary bedroom with bathroom en suite and glass sliding doors to the back yard on the main floor as well as a kitchen with granite counter tops and breakfast nook with a door to the back yard, a spacious, light-filled dining room (open to the kitchen) with glass sliding doors out to the deck, a living room with fireplace, and a second full bathroom. The second floor offers two additional bedrooms and room to potentially add another bathroom. The basement houses the laundry area and office. Outside, enjoy the blue stone patio and coy pond along the side of the home, a fenced in back yard and a fabulous deck in front of the home. In addition, there is a car port and two small outbuildings. In one of the Hudson Valley's highest rated public-school districts on greatschools. org, it is also minutes away to some of the region's finest private schools as well. This wonderful property is the perfect place to live full-time or enjoy on the weekends. Conveniently located to all that the Hudson Valley has to offer, 10 minutes to Metro North trains to NYC and only 1 3/4 hours to Manhattan by car. Furnace was completely re-built 9 years ago and roof has an estimated 6-10 years of life remaining. Septic is only 20 years old. There is an accepted offer. Additional Information: HeatingFuel: Oil Above Ground, Appliances: Electric Water Heater ConstructionDescription: Vinyl Siding,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $327 | $327 | $327 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,783 | $1,781 | $2,298 |
Total Monthly Payment | $2,185 | $2,183 | $2,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.