This great 2 bedroom Coop is available in Williamsburg. This 2 bedroom gem has an amazing layout with high ceilings and hardwood floors throughout with oversized brand new windows in every room flooding the entire apartment with amazing sunlight. This contemporary unit has a spacious living room for entertaining. The cozy kitchen has white full-sized appliances and space for either a dishwasher or a washer-dryer combo unit. This apartment has 2 separate bedrooms, on opposite sides of the apartment, providing great privacy. The primary bedroom can fit a queen size bed and dresser while the second bedroom can fit a full-sized bed and small dresser. The windowed bathroom is airy and spacious with a tub and a fairly new vanity. This unit is located one block from the Montrose L train station, steps from restaurants, bars, and coffee shops. Maintenance is a low $534, which includes heat, hot water and taxes. Pets ok upon approval and low flip tax. The purchasing requirements are as follows for this HDFC coop unit! A single buyer cannot make over $130, 440 a year; two buyers or a couple cannot exceed $149, 160 and a family of three has to be under $167, 760 annually.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$464,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,200 | $371,200 | $371,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $2,091 | $2,091 | $2,091 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,470 | $2,467 | $3,130 |
Total Monthly Payment | $4,636 | $4,633 | $5,296 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.