Sandy beaches, pristine lakes, sparkling pools, and crisp mountain air. Welcome to Emerald Green and the Sullivan County Catskills. 21 Drake Lane is a newly built, center hall colonial located at the end of a quiet cul-de-sac. The house features 2, 313sf with 4 bedrooms & 2. 5 bathrooms, plus an un-finished basement and a two-car garage. A smart floorplan with spacious rooms, central heating/air conditioning, quartz countertops, hardwood floors, and ample closet space all add to the functionality of this house, which will soon be called home. Situated on a 0. 27-acre lot, there is room for everyone to enjoy the peaceful setting. The main level features a captivating foyer with soaring double height ceilings and oversized windows. The chef's kitchen offers quartz countertops, an island with a breakfast nook, and plenty of space for a table. A sliding door leads out to the deck and backyard allowing for the perfect flow of indoor-outdoor entertainment. The massive dining room can easily accommodate a table for the whole family. There is a large living room, as well as a bonus room which can be used as a family room, guest room, or home office. There is also a half bathroom on this floor. The upper level has four bedrooms, a hallway bathroom with a tub, and a laundry closet. The primary bedroom is very spacious, and it features vaulted ceilings, a walk-in closet, and a full bathroom. The un-finished, basement offers additional space for recreation, a playroom, or storage. The two-car garage can easily accommodate two large vehicles, as well as shelves for all your storage needs. Emerald Green is Sullivan County's premier private community. It offers two new pools that are located at the lakeside sand beach. There are three lakes for boating (non-gas boats only) fishing, and swimming. Boat slips are available for rent. There are also communal playgrounds, basketball courts, tennis courts, pickleball courts, a dog run, and an indoor clubhouse with a gym and walking track. Emerald Green offers community events such as holiday celebrations, seasonal fireworks, children's activities, exercise classes, game nights, etc. It is the perfect way to experience quiet country living in a friendly and serene neighborhood setting. This property offers the benefits of municipal water and sewer, as well as road maintenance and snowplowing provided by the town. Rock Hill is the perfect place for a country getaway or full-time home. With its small-town charm, convenient shopping options, and proximity to the city, this is the place to be in Sullivan County! * Please note that this house is currently under construction. The photos and floorplans are from recently completed houses by the same builder and will look very similar to the finished house but may not match exactly. Furnished photos are virtually staged. Occupancy expected November 2024. ** The listed annual real estate taxes are estimated based on similar houses that were recently built in the neighborhood.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $792 | $792 | $792 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,542 | $2,446 | $3,103 |
Total Monthly Payment | $3,409 | $3,313 | $3,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.