Exceptional value for this corner lot Cape style home, located in the Kennedy School District on a dead end street. This home is only a few minutes from Route 24 and is surrounded by similar single family houses on a tree lined street. The large detached Two Car Garage with 3 Phase Electric is perfect for the car enthusiast or someone looking for a serious work shop. The Farmers Porch offers a great space to enjoy an afternoon beverage while saying hello to the neighbors passing by on their daily walk. Step inside to the first floor where you'll be greeted to a generous kitchen with plenty of counter and cabinet space, a formal hard wood floored dining room, large living room with gas log fire place, a bed room and a full bath. The second floor consists of two large bedrooms with hard wood flooring. The full basement provides ample ceiling height with a heated partially finished room, a mechanical room and laundry area. Roof on main house installed in 2018
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet/Cabinets - Custom Built, Flooring - Hardwood | 11.0 x 11.0 | Second |
Bedroom 3 | Closet/Cabinets - Custom Built, Flooring - Hardwood | 14.0 x 13.0 | Second |
Dining Room | Flooring - Hardwood | 13.0 x 11.0 | First |
Kitchen | Flooring - Laminate, Recessed Lighting | 13.0 x 10.0 | First |
Living Room | Flooring - Wood | 18.0 x 17.0 | First |
Master Bedroom | Flooring - Hardwood | 10.0 x 12.0 | First |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $388 | $388 | $388 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,698 |
Total Monthly Payment | $2,591 | $2,589 | $3,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.