639 W New York AVENUE, Orange City, FL, 32763 | $365,000

One or more photo(s) has been virtually staged. With Orlando home prices on the rise, don’t miss out on this unique chance to own a move-in ready 3-bedroom, 2-bathroom block home on a spacious 0. 54-acre corner lot in picturesque Orange City. This home is perfect for those who love to live, work, and play all under one roof.
The split layout includes three generously-sized bedrooms and two full bathrooms, making it ideal for various living arrangements. Need a home office, studio, game room, or a cozy movie spot? We've got you covered with a versatile garage space that's fully air-conditioned.
The open floor plan features a fully equipped kitchen and a spacious living room with a wood-burning fireplace, creating a warm, inviting atmosphere perfect for gatherings and entertaining. The oversized screened patio is fantastic for relaxation, and the fully fenced yard with a fire pit and a hammock offers so many opportunities! It’s an amazing spot for recreational activities and provides plenty of privacy. Plus, there's ample space to add a pool or even an additional dwelling unit for extra income.
Recent upgrades include a newer roof 2021, AC 2022 (10 year parts warranty), and a water heater 2019, ensuring that all the high-ticket items have been taken care of. Commuting is a breeze with easy access to I-4, and you're just a short drive from downtown Orlando, 30 minutes to popular Daytona Beach, 20 minutes to Gemini Springs , 5 minutes to a famous Blue Springs State Park and minutes to a vibrant Deland historic Downtown with abundant shopping and dining options.
The home is zoned for great public schools and offers access to excellent charter schools like Reading Edge Academy. With no HOA and USDA loan eligibility, this home is an unbeatable choice! Schedule your private tour today!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 135 x 175
  • Laundry: In Garage, Laundry Closet
  • Style: Ranch
  • Year Built: 1975
  • Garage: 2-car Driveway
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,806
  • Acreage: 0.54
  • Lot Size: 135 x 175
  • Est. Taxes: $3,107
  • Lot Desc: Corner Lot, Sidewalk
  • View: Trees/Woods
  • Elem. School: Orange City Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: O6249477
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/O6249477/639wnewyorkavenue_orangecity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/18/2024 3:52:47 AM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 800-921-1330

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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639 W New York AVENUE, Orange City, FL, 32763

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.681% 6.678% 6.034%
Monthly Tax Payment $259 $259 $259
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,992 $1,844 $2,425
Total Monthly Payment $2,326 $2,178 $2,759

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.