Welcome to this new home! It sounds like a haven of style and sophistication, where every detail has been carefully considered to create a space that's both elegant and inviting. The subtle and chic neutral color palette throughout the residence sets a tone of tranquility, enhanced by the charm of fresh interior and exterior paint. The lavishly upgraded kitchen, complete with an exquisite accent backsplash, adds vitality and character to the heart of the home while ensuring durability for years to come. The seamless indoor-outdoor living experience is truly a highlight of this property, with the covered patio providing a tranquil space to enjoy quiet mornings. It's clear that fine craftsmanship and meticulous attention to detail have gone into creating this beautifully presented property. May it serve as your haven for relaxation and a proud setting for entertaining, allowing you to create countless cherished memories in your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$234,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $187,200 | $187,200 | $187,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,244 | $1,605 |
Total Monthly Payment | $1,513 | $1,480 | $1,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.