WATERFRONT (TAMPA BAY AND MANATEE RIVER) MAINTENANCE-FREE COMMUNITY! One of the finest communities in NW Bradenton - River Harbor West - provides beautiful water views of Tampa Bay and spectacular evening views of the ever-changing colors of the sunsets and the Skyway Bridge! The community clubhouse, pool, spa, tennis/pickleball courts, and the 450ft Trex dock are all directly on the waterfront of Tampa Bay. Spend your evenings relaxing with neighborhood friends by the picnic table at the end of our community dock while watching sunsets light up the sky. Some of the best fishing in Manatee County is located right off the community dock. This property is also located near Desoto Park and Robinson Preserve with miles of biking and hiking trails along with kayaking waterways for your enjoyment. This spacious 3 bedroom, 2. 5 bathroom, 2 car garage, 2400sft luxury (Dry - No Water Damage from Hurricane Helene or Milton) ranch property has numerous updates including all new carpet installed 10/2024 in the bedrooms, Miami/Dade Hurricane Impact windows and doors, newer appliances, newer AC, newer water heater with remote control, renovated kitchen and bathrooms, no-see-um screens and newer ceiling fans were installed in the lanai, newer roof, newer gutters with leaf filters installed, infinite Hue lighting was installed in dining room, family room, and kitchen upper and lower cabinets, whole house water filtration system was installed, and best of all, dual network system providing whole house wifi coverage and 9 Echo systems were installed to allow remote control for lights, music, TVs, intercom, and even the blinds. The backyard is a beautifully landscaped private oasis and there is an outdoor shower to wash off the sand from the beach. Needless to say, this house has been meticulously maintained by the current owner who believes in only using the best products and materials. The seller has also already paid the HOA fees until the end of 2024 and is including a Home Warranty for all of the major appliances until 4/2025. No worries here. Come see the value of this outstanding property for yourself. You will be glad you did!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $605,600 | $605,600 | $605,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,978 | $4,025 | $5,107 |
Total Monthly Payment | $4,395 | $4,442 | $5,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.