This is truly a remarkable home conveniently located near all amenities and easy access to highways. Oversized raised ranch. located in the picturesque Juniper Pond section of West Warwick. This home features an oversized living room with hardwood floors, with a gorgeous view of Juniper Pond. The living room opens to a spacious dining area with entrance to a three season room and a Trex deck. The updated kitchen features tiled backsplash, granite countertops and stainless steel appliances. The primary bedroom features two spacious closets and an attached office space. The guest bedroom offers ample space as well. The lower level offers in-law possibilities with a full kitchen opening to a 3 season room. The living room boasts a gas fireplace, plenty of room for the big screen TV to watch the game. Also, in the lower level is a large bedroom with a full bath and spacious laundry room. The outside has been meticulously maintained with private, fenced in backyard and underground sprinklers. The roof is 5-6 years old and has solar panels attached which offers a significant savings to the homeowner. The home has gas forced hot air heat with A/C on the main floor and gas forced hot water in the basement. The sale of this home is predicated on seller finding suitable housing.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | First |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | Basement |
Dining Room | Flooring - Vinyl | First |
Kitchen | Flooring - Vinyl, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded | First |
Living Room | Flooring - Hardwood | First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet | First |
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $533 | $533 | $533 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,869 | $2,833 | $3,636 |
Total Monthly Payment | $3,493 | $3,457 | $4,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.