Charming 3-Bedroom Home with Bonus Room and Over 15 Acres of Land in Hardwick, Vermont. Nestled in the picturesque town of Hardwick, this beautifully renovated three-bedroom home offers the perfect blend of country living and modern comfort. Situated on over 15 acres of diverse land, including serene, wooded areas, a large, flat green space, large garden area, and even mature blueberry and blackberry bushes, this property is a nature lover’s dream! The home features a bright, spacious kitchen and a cozy living room with a wood stove, perfect for those chilly Vermont nights. A versatile 2nd floor bonus room offers endless possibilities as a home office, study, or playroom. First-floor laundry adds convenience to your daily routine. Step outside to enjoy year-round recreation with a private trail leading from your backyard down to the scenic Lamoille Valley Rail Trail, ideal for hiking, biking, and snowshoeing. The property also includes an additional shed and a woodshed, providing ample storage for all your needs. With recent renovations and improvements, this charming home is move-in ready and waiting for its next owner to enjoy the peaceful Vermont lifestyle. Don’t miss out on this unique opportunity to own a beautiful home on a stunning piece of land!
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,072 | $1,994 | $2,530 |
Total Monthly Payment | $2,552 | $2,474 | $3,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.