Discover this well-maintained duplex located in the heart of Rochester. This side-by-side property offers two spacious units, each with its own private backyard, kitchen, and living room on the first floor. Upstairs, you'll find three generously sized bedrooms and a full bathroom in each unit. Enjoy the flexibility of this duplex, whether you're seeking a comfortable living arrangement for your family or a lucrative investment opportunity. The property's prime location and well-maintained condition make it an ideal choice for both owner occupancy and rental income. Don't miss this opportunity to own a versatile and desirable property in Rochester. Schedule a viewing today! Showings begin Tuesday 10/15 via Showingtime! OFFER DEADLINE Monday 5 PM! The sellers reserve the right to accept something early. Minor lead paint was found on the property. The seller will provide a Letter of Lead Compliance prior to closing. Seller has never occupied property and has limited knowledge. Buyer/Buyer's agent to do own due diligence. Listing agency has vested interest.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $411 | $411 | $411 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,698 |
Total Monthly Payment | $2,668 | $2,612 | $3,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.